Innovation

Custom Homes

Hampton hall

Severely Injured Veteran charity event

find out about our next event

Low country Living

Voted #1 Coastal town again

Military and Relocating to Beaufort?

Military Advantage Program with NO MONEY DOWN!

Veteran Owned

Welcome Home

Get a list of the Hottest New Homes before they hit the Market

marketing
Click Here

Move In Ready

Are ready for a great new home NOW? Our move in ready page is where you will find amazing homes and deals. These do not last

Waterfront Homes
More Info

Waterfront Homes

Its all about the water! Beaufort real estate waterfront living and hilton head are amazing communities.

Military Advantage
Get $5000.00

Military Advantage

We are the number one home builder for the Military, Why? because we have served for generations and ensure our military and Veterans get the best deals.

Mint Farm
+ Over 30 Homes Available

Mint Farm

Luxury is Priceless and at Gavigan Homes we have over 40 years of the highest Quality Luxury homes on the east coast.

Newest Community

A Welcoming Neighborhood in South Carolina or North Carolina

In addition to the low country, you'll also be part of a wonderful neighborhood. A place where long-lasting friendships will be formed. Where you'll enjoy the comforts of home and the satisfaction of beautiful surroundings. As you select the Gavigan neighborhood that appeals to you most, you'll want to consider the benefits of location. For many homeowners, a great location is:

Its all about the water at Gavigan Homes. The Low Country offers world class medical care, short drives and walks to your favorite shopping and dining destinations, Minutes to local parks, recreation. Living around the corner from friends and extended family is a great comfort. Give us a call today for a discovery tour 843-252-3559

Miltary Advantage

Are you relocating to Beaufort SC for duty? You can move into a luxury home for below BAH. Gavigan Homes leads the industry in military off base housing. Beaufort is a great place to be stationed and you CAN enjoy living here off base and SAVE with Rates as low as 2.75 % fixed. You must register here to qualify. As a thank you for your service we are currently paying all Closing costs and prepaid items up to 5,000.00.

The Gavigan Homes Team has the Nations Best Military Advantage Program and also has a flat fee resale program that saves our owners tens of thousands when its time to sell. We have a combined service of over 65 years to our country at Gavigan. Our President served, Our COO just retired after twenty years, and our Chairman lead with two tours in Vietnam. The Gavigan family has served in every major conflict since the Civil War. We know your situation and we appreciate your service.

Gavigan Homes is committed to be the BEST Veteran home builder in the nation. To receive more information about our exclusive Military Advantage Program, simply fill out the form below and thank you for your service. OOH-RAH!

Ask about our sellers assistance and how you can save tens of thousands.

We chose Gavigan Homes for the Quality and Value we received- Col Leek, USMC Ret

Retire to affordable Luxury in Beaufort or Hilton Head

A Welcoming Neighborhood in South Carolina or North Carolina

In addition to retiring, you'll also be part of a wonderful new neighborhood. A place where long-lasting friendships will be formed. Where you'll enjoy the comforts of home and the satisfaction of beautiful surroundings. As you select the Gavigan neighborhood that appeals to you most, you'll want to consider the benefits of location. For many homeowners, a great location is:

Its all about the water at Gavigan Homes. The Low Country offers world class medical care, short drives and walks to your favorite shopping and dining destinations, Minutes to local parks, recreation. Living around the corner from friends and extended family is a great comfort. Give us a call today for a discovery tour

Invest in your future

taking a few steps at the beginning of the home buying process can save you time and money

1. Examine your credit. Right now, blemished credit or the inability to make substantial down payment can slow your plans. That's why it pays to look at your credit worthiness early in the home-buying process.

2. Get your docs in a row. Collect pay stubs, bank account statements, W-2s, tax returns for the last two years, statements from current loans and credit lines, and names and addresses of your landlords for the past two years. Have them ready to show to the lender. This may seem like a lot, but in this age of tight credit, don't be surprised if your lender needs a lot in the way of documentation.

3. get PER-APPROVED NOT PER-QUALIFIED. Getting approved for a mortgage helps you bargain from a position of strength when you are buying.

We assist first time buyers every day

Call us NOW 843-252-3559 and get up to 5K in pre-paids and closing costs.

It does not take long to be where you need to be

I'm not sure what your credit score is, so let's assume it's 550 to 600 using a FICO score or from 601 to 700 using the Vantage Score. In that case, I would recommend that you begin with a passbook savings loan. This loan is secured by money that you deposit with the lender. You essentially borrow your own money at a very low interest rate. Your repayments will appear on your credit report as an installment loan. Check with the lender to be sure the loan will be reported to the credit bureaus. It should go without saying, but make all payments on time.

Other installment loans you might consider would be a purchase loan for furniture or other large item, or a car loan if you are in the market and can afford it. Try to stay away from finance company loans as a loan from that source will count less positively than say one from a bank or credit union. By all means, steer clear of using a payday loan in your rebuilding efforts. They usually don't report to credit bureaus and are not used in the FICO credit score when they do.

Next, I suggest that you apply for a secured credit card. These cards work the same way as the passbook loan in that you must deposit the amount of your credit limit with the bank issuing the secured credit card. Many banks will upgrade you to an unsecured card once you have made on-time payments for a specified period of time. Do some research and choose the secured card with the terms that are best for you. If you follow this plan and make all payments as agreed and on time, you will be well on your way to illustrating to potential mortgage lenders that you are a good credit risk.

http://www.bankrate.com

Islands of Beaufort
Gated & Waterfront

Islands of Beaufort

Drive through the gates of Islands of Beaufort, a private residential community, and enter your own private sanctuary. Gavigan Homes has the best waterfront homes.

Pecan Bay
Founders club

Pecan Bay

Beaufort's newest luxury waterfront community boasts a Caribbean pool, a world class fitness center, and a kids water park. It's a sweet life! 199k-750k

Sommer Lake Place
Only 3 left

Sommer Lake Place

Allison Ramsey and Gavigan design the best waterfront living in Beaufort SC. Brick Roads and gas lamps welcome you home. from 289k-1.1M

Signature Series
+ Custom Homes

Signature Series

Luxury is Priceless and at Gavigan Homes we have over 40 years of the highest Quality Luxury homes on the east coast.

Find out more about new homes in Beaufort and Hilton head

Beaufort Real Estate, Hilton head Real Estate, Custom Low country, Waterfront homes South Carolina
TOP